Please note: if you are European, a British citizen but have not lived in the UK for the past three years, or have low or no credit score, then payment options 6 and 7 are the relevant options for you. We would also be happy to discuss a flexible monthly payment plan between yourself and MMS, as an alternative to loan funding. Please contact us promptly to arrange this.
Options 1 – 4: Get instant Student Finance with Omni Capital
Prospective students are able to get an instant online decision to fund training though our partner Omni Capital. To apply, you must be 18 or over, and have been living in the UK for at least 3 years before your course starts. You can apply by clicking ‘enrol’ on the course page to begin the finance application. Please note student finance can only be applied for within 3 months or less of the course start date.
You can apply for the full amount of course fees, and choose an affordable monthly repayment that suits your budget, with the option to spread payments between 12 – 48 months. Student finance is 0% for plans up to 12 months, and 9.9% for plans over this. Other benefits of student finance are that the baseline course price is based on our ‘advanced’ cheaper price. You can also repay your loan early in full or in part. You will need to pay a minimum 5% downpayment on the course fees at the point of successful application, although you have the option to make anything up to a 50% downpayment on course fees (please contact MMS for this).
Option 5: Get a Professional Career Development Loan
A Professional and Career Development Loan (PCDL) is a bank loan to pay for courses and training that help with your career or help get you into work. You may be able to borrow between £300 and £10,000. Loans are usually offered at a reduced interest rate and the government pays interest while you’re studying. You start repaying the loan (plus interest at a reduced rate) 1 month after leaving your course. To apply, you must be 18 or over, be a British citizen, and have been living in the UK for at least 3 years before your course starts. Please note a PCDL can only be applied for within 2 months or less of the course start date. The PCDL can cover up to 80% of your course fees or all of the fees if you are unemployed. along with other course costs and living expenses (unless you are working for more than 30 hours per week). You must not be getting any other grants or state benefits, which cover these costs.
You can apply online now for a PCDL. You will need our Learning Reference Number: 6421. Select the course title, and base the full amount of the course on the total ‘termly’ price for course (inc. £300 registration fee) found on the course webpage. You will have the choice to select whether you want to apply for the full or lesser amount, depending on the savings you may have put towards the training. Enter the course start date as stated on our website.
We would strongly advise asking an MMS course advisor to help you through the PCDL application, as any omissions or errors may affect your loan decision. Contact us on firstname.lastname@example.org or via +44 (0)161 833 4722, we are open Monday – Friday 10am – 6pm GMT. See ‘when can I enrol’ for further details.
Options 6 – 7: Fund the course yourself
The Midi School has both ‘advanced’ and ‘termly’ payment plans. An advanced payment would be required before starting the course to secure your place. A termly payment plan requires the first instalment to be paid no later than 1 calendar month before the course start date, with termly instalments at 10 week intervals. At the school’s discretion, a monthly payment plan can be arranged if there is a guarantor, if other finance routes such as student finance and PCDL routes are not a viable option. Please contact us about this if you need more advice.
Please see our course funding page for more information on grant funding. We cannot currently accept Student Finance or Advanced Learning Loans to fund this course.